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Tips for a first time credit card user

Started by Lindsey C.
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LC

Lindsey C.

I've never had a credit card before. What are some tips on choosing a credit card (I'm 20 with a 578 credit score) and making sure I don't go over my head

EB

Elena B.

Get a card without an annual fee, do not charge more than 30% of your credit limit, and be sure to pay off the entire balance each month.

SP

Shannon P.

Paying off the balance in full each month will help boost your credit

AM

Ashley M.

Get a card without an annual fee, do not charge more than 30% of your credit limit, and be sure to pay off the entire balance each month.

This right here!

JC

Jaquisha C.

I don't know If I can get a credit card I don't have enough credit so what are some credit cards that's really good to use

JP

Jess P.

I have horrible credit only because of hospital bills that I couldn't help paying and now I've been stuck with this credit score for a long time .. what kind of card can I get , what should I do to up my score ?
Thank you .

Deleted user

pay your balance in full every month - if you can't pay it all, then you are misusing the card and digging yourself in to a hard hole to get out of

CB

Christin B.

hey guys I'm new to this and I'm thinking about maybe in the future get me a credit card but I haven't really decided on it if anybody got some tips on first time user or even think about opening up one with some suggestions thanks

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